{"id":4335,"date":"2022-05-06T16:54:49","date_gmt":"2022-05-06T06:54:49","guid":{"rendered":"https:\/\/www.picaluna.com\/?p=4335"},"modified":"2024-03-22T20:24:48","modified_gmt":"2024-03-22T09:24:48","slug":"funeral-plans-and-pre-paid-funeral-plans","status":"publish","type":"post","link":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/","title":{"rendered":"Funeral Plans and Pre-paid funeral plans"},"content":{"rendered":"\n<p>Most Sydney funeral directors offer funeral plans. My advice to you is to tread carefully. Choosing a funeral plan can be as complex as working out which mobile phone contract you should take, and even worse than trying to decide which internet provider to use.<\/p>\n\n\n\n<p><br><strong>Why you might consider a funeral plan<\/strong><\/p>\n\n\n\n<p>You cannot rule from the grave but you can certainly have a funeral plan which assures what is going to happen at your funeral.<\/p>\n\n\n\n<p>Take these two examples:<\/p>\n\n\n\n<ul><li>One very stylish client who mentioned that \u201cWhen I go, my relatives will give me a budget funeral ceremony and give everybody a cup of tea and a biscuit. My rellies don\u2019t have much style and they won\u2019t want to spend their inheritance\u201d.<\/li><li>Another client who is quite ill with an auto-immune disease. She is concerned that her son will have to arrange her funeral. She is concerned about the trauma it will cause him, as he has his own set of problems, and she is not confident that he will do it well.<\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Both of these clients are candidates for a funeral plan. What about you?<\/strong><\/p>\n\n\n\n<p>In the main, there are two types of funeral plans, <strong>funeral insurance, and pre-paid funeral<\/strong>.<\/p>\n\n\n\n<p>At <a href=\"https:\/\/www.picaluna.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Picaluna<\/a> we do not recommend, or even offer, <strong>funeral insurance.<\/strong><\/p>\n\n\n\n<ul><li>With funeral insurance, you are betting the insurer that you will die sooner than the Insurer thinks you will. Premiums vary according to entry age, gender and smoking status.<\/li><li>On average, if you took out a $6,000 policy at 60 years old, by the time you get to 82 (the average lifespan of an Australian male) you will have paid out $26,500. Ouch!<\/li><li>What\u2019s worse is that when you took out the policy, a $6,000 funeral would be quite a fancy event. Because of inflation, the $6,000 payout will not even buy you an average funeral today, where the average funeral costs approximately $7,500.<\/li><\/ul>\n\n\n\n<p><strong>Pre-paid funerals<\/strong><\/p>\n\n\n\n<p>We are happy to offer you a prepaid service. Below is some insight into the process of organising for a <a href=\"https:\/\/www.picaluna.com\/pre-paid-funerals\" target=\"_blank\" rel=\"noreferrer noopener\">Pre-Paid funeral<\/a>:<\/p>\n\n\n\n<ul><li>The <a href=\"https:\/\/www.picaluna.com\/celebrant-funeral-directors\" target=\"_blank\" rel=\"noreferrer noopener\">Funeral Arranger<\/a> meets with you and designs your funeral service. You specify every aspect of your funeral ceremony that we would normally provide. We will map out everything, including cremation or burial, the venue cost, the funeral celebrant cost, the funeral service, the cremation cost, or the burial fee, the coffin, the flowers, the hearse and the Death Certificate. We map out any special requests like a cardboard or eco coffin, or even a natural burial. This information is captured in our Funeral Arrangement software.<\/li><li>There is a one-off setup fee for a <a href=\"https:\/\/www.picaluna.com\/pre-paid-funerals\" target=\"_blank\" rel=\"noreferrer noopener\">pre-paid funeral<\/a>. At Picaluna we focus on exceptional customer service at an affordable price, with no hidden fees.<\/li><li>You pay for your funeral ceremony at today\u2019s rates, and your money, is invested for you in one of the 7 NSW Government approved trusts which are registered with the <a href=\"https:\/\/www.fairtrading.nsw.gov.au\/\" target=\"_blank\" rel=\"noreferrer noopener\">Department of Fair Trading<\/a>.<\/li><li>Picaluna does not have your money, it\u2019s protected in the trust. The trust invests your money in order for it to grow with inflation. When the time comes for your funeral, the trust pays Picaluna to provide the services you specified in your contract.<\/li><li>What happens if you outlast Picaluna? That\u2019s why your money is in trust to safeguard your money. The trust company or your executor engages another funeral director and the trust pays them.<\/li><\/ul>\n\n\n\n<p>If all this sounds a bit complex, don\u2019t hesitate to <a href=\"https:\/\/www.picaluna.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Picaluna<\/a> and talk with one of our helpful funeral directors.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most Sydney funeral directors offer funeral plans. My advice to you is to tread carefully. Choosing a funeral plan can be as complex as working out which mobile phone contract you should take, and even worse than trying to decide which internet provider to use.<\/p>\n","protected":false},"author":1,"featured_media":4359,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_rsvp_to":"","_rsvp_max":"","_rsvp_show_attendees":"","_rsvp_instructions":"","simple_price":"","simple_price_label":"","venue":"","_template_start_hour":"","_template_start_minutes":"","_sked_minutes":"","_sked_stop":"","_sked_duration":"","_endfirsttime":"12:00","_sked_hour":"12","_sked_end":"13:00","rsvp_tx_template":0,"_rsvp_on":true,"_add_timezone":false,"_convert_timezone":false,"_calendar_icons":true,"_rsvp_end_display":false,"_rsvp_rsvpmaker_send_confirmation_email":false,"_rsvp_confirmation_after_payment":false,"_rsvp_confirmation_include_event":false,"_rsvp_count":true,"_rsvp_yesno":false,"_rsvp_captcha":false,"_rsvp_login_required":false,"_rsvp_form_show_date":false,"footnotes":""},"categories":[66,1],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Sydney Funeral Director: Funeral Plans &amp; Pre-Paid Funeral Options<\/title>\n<meta name=\"description\" content=\"Picaluna offers funeral plans and pre-paid options to help you arrange a meaningful farewell for your loved ones. Explore our services today!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sydney Funeral Director: Funeral Plans &amp; Pre-Paid Funeral Options\" \/>\n<meta property=\"og:description\" content=\"Picaluna offers funeral plans and pre-paid options to help you arrange a meaningful farewell for your loved ones. Explore our services today!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/\" \/>\n<meta property=\"og:site_name\" content=\"Picaluna Funerals\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-06T06:54:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-22T09:24:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"841\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"picaluna\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"picaluna\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/\"},\"author\":{\"name\":\"picaluna\",\"@id\":\"https:\/\/www.picaluna.com\/#\/schema\/person\/0037cb2c99a0a5ec2b2d1c009d2cb966\"},\"headline\":\"Funeral Plans and Pre-paid funeral plans\",\"datePublished\":\"2022-05-06T06:54:49+00:00\",\"dateModified\":\"2024-03-22T09:24:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/\"},\"wordCount\":588,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.picaluna.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg\",\"articleSection\":[\"Funerals and Funeral Planning\"],\"inLanguage\":\"en-AU\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/\",\"url\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/\",\"name\":\"Sydney Funeral Director: Funeral Plans & Pre-Paid Funeral Options\",\"isPartOf\":{\"@id\":\"https:\/\/www.picaluna.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg\",\"datePublished\":\"2022-05-06T06:54:49+00:00\",\"dateModified\":\"2024-03-22T09:24:48+00:00\",\"description\":\"Picaluna offers funeral plans and pre-paid options to help you arrange a meaningful farewell for your loved ones. Explore our services today!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#breadcrumb\"},\"inLanguage\":\"en-AU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#primaryimage\",\"url\":\"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg\",\"contentUrl\":\"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg\",\"width\":1500,\"height\":841,\"caption\":\"Funeral Plans and Pre-paid funeral plans\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.picaluna.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Funeral Plans and Pre-paid funeral plans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.picaluna.com\/#website\",\"url\":\"https:\/\/www.picaluna.com\/\",\"name\":\"Picaluna Funerals\",\"description\":\"Picaluna Beautiful Funerals\",\"publisher\":{\"@id\":\"https:\/\/www.picaluna.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.picaluna.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-AU\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.picaluna.com\/#organization\",\"name\":\"Picaluna Funerals\",\"url\":\"https:\/\/www.picaluna.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\/\/www.picaluna.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.picaluna.com\/wp-content\/uploads\/2021\/09\/Picaluna_Logo-1-1.png\",\"contentUrl\":\"https:\/\/www.picaluna.com\/wp-content\/uploads\/2021\/09\/Picaluna_Logo-1-1.png\",\"width\":350,\"height\":100,\"caption\":\"Picaluna Funerals\"},\"image\":{\"@id\":\"https:\/\/www.picaluna.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.picaluna.com\/#\/schema\/person\/0037cb2c99a0a5ec2b2d1c009d2cb966\",\"name\":\"picaluna\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\/\/www.picaluna.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8460c85821dd3e72e05b1ebd3f52c600?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8460c85821dd3e72e05b1ebd3f52c600?s=96&d=mm&r=g\",\"caption\":\"picaluna\"},\"sameAs\":[\"http:\/\/52.63.189.91\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Sydney Funeral Director: Funeral Plans & Pre-Paid Funeral Options","description":"Picaluna offers funeral plans and pre-paid options to help you arrange a meaningful farewell for your loved ones. Explore our services today!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/","og_locale":"en_US","og_type":"article","og_title":"Sydney Funeral Director: Funeral Plans & Pre-Paid Funeral Options","og_description":"Picaluna offers funeral plans and pre-paid options to help you arrange a meaningful farewell for your loved ones. Explore our services today!","og_url":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/","og_site_name":"Picaluna Funerals","article_published_time":"2022-05-06T06:54:49+00:00","article_modified_time":"2024-03-22T09:24:48+00:00","og_image":[{"width":1500,"height":841,"url":"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg","type":"image\/jpeg"}],"author":"picaluna","twitter_card":"summary_large_image","twitter_misc":{"Written by":"picaluna","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#article","isPartOf":{"@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/"},"author":{"name":"picaluna","@id":"https:\/\/www.picaluna.com\/#\/schema\/person\/0037cb2c99a0a5ec2b2d1c009d2cb966"},"headline":"Funeral Plans and Pre-paid funeral plans","datePublished":"2022-05-06T06:54:49+00:00","dateModified":"2024-03-22T09:24:48+00:00","mainEntityOfPage":{"@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/"},"wordCount":588,"commentCount":0,"publisher":{"@id":"https:\/\/www.picaluna.com\/#organization"},"image":{"@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#primaryimage"},"thumbnailUrl":"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg","articleSection":["Funerals and Funeral Planning"],"inLanguage":"en-AU","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/","url":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/","name":"Sydney Funeral Director: Funeral Plans & Pre-Paid Funeral Options","isPartOf":{"@id":"https:\/\/www.picaluna.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#primaryimage"},"image":{"@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#primaryimage"},"thumbnailUrl":"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg","datePublished":"2022-05-06T06:54:49+00:00","dateModified":"2024-03-22T09:24:48+00:00","description":"Picaluna offers funeral plans and pre-paid options to help you arrange a meaningful farewell for your loved ones. Explore our services today!","breadcrumb":{"@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#breadcrumb"},"inLanguage":"en-AU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/"]}]},{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#primaryimage","url":"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg","contentUrl":"https:\/\/www.picaluna.com\/wp-content\/uploads\/2022\/05\/Internet-1.jpg","width":1500,"height":841,"caption":"Funeral Plans and Pre-paid funeral plans"},{"@type":"BreadcrumbList","@id":"https:\/\/www.picaluna.com\/funeral-plans-and-pre-paid-funeral-plans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.picaluna.com\/"},{"@type":"ListItem","position":2,"name":"Funeral Plans and Pre-paid funeral plans"}]},{"@type":"WebSite","@id":"https:\/\/www.picaluna.com\/#website","url":"https:\/\/www.picaluna.com\/","name":"Picaluna Funerals","description":"Picaluna Beautiful Funerals","publisher":{"@id":"https:\/\/www.picaluna.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.picaluna.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-AU"},{"@type":"Organization","@id":"https:\/\/www.picaluna.com\/#organization","name":"Picaluna Funerals","url":"https:\/\/www.picaluna.com\/","logo":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/www.picaluna.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.picaluna.com\/wp-content\/uploads\/2021\/09\/Picaluna_Logo-1-1.png","contentUrl":"https:\/\/www.picaluna.com\/wp-content\/uploads\/2021\/09\/Picaluna_Logo-1-1.png","width":350,"height":100,"caption":"Picaluna Funerals"},"image":{"@id":"https:\/\/www.picaluna.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.picaluna.com\/#\/schema\/person\/0037cb2c99a0a5ec2b2d1c009d2cb966","name":"picaluna","image":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/www.picaluna.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/8460c85821dd3e72e05b1ebd3f52c600?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8460c85821dd3e72e05b1ebd3f52c600?s=96&d=mm&r=g","caption":"picaluna"},"sameAs":["http:\/\/52.63.189.91"]}]}},"_links":{"self":[{"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/posts\/4335"}],"collection":[{"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/comments?post=4335"}],"version-history":[{"count":1,"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/posts\/4335\/revisions"}],"predecessor-version":[{"id":9014,"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/posts\/4335\/revisions\/9014"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/media\/4359"}],"wp:attachment":[{"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/media?parent=4335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/categories?post=4335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.picaluna.com\/wp-json\/wp\/v2\/tags?post=4335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}